Ocean Marine Insurance — Excess Marine Liability

Going beyond the commercial umbrella policy, whe have carriers that both offer excess liability protection over marine and, in some cases, non-marine underlying coverages.

Key offerings of the excess policies we offer when the protection is offered over non-marine exposure:

  • "Pay on behalf of" coverage for the policyholder's liability
  • Automatic "following form" coverage for additional Insureds that are added to scheduled underlying policies
  • Expanded property damage liability includes "loss of use," whether or not the property is physically injured
  • Expanded personal and advertising injury coverage that applies even in the absence of underlying coverage

Mono-line excess liability coverage is also available for a wide range of marine exposures.

Customer profile

  • Marine policyholders seeking extra protection against unexpected or unusual circumstances or business loss
This is only a general description of coverages and of the available types of insurance and is not a statement of contract.  Details of coverage, limits or services may not be available for all businesses, with all programs, and may vary in some states.  All coverages are subject to the terms, provisions, exclusions and conditions of the policy itself and in any endorsement.

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