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Commercial Property

Safeguard Your Business Assets with Commercial Property Insurance

Ensure the backbone of your business—your property—is protected against unexpected events. Commercial Property Insurance from Sun Coast General Insurance provides essential coverage to help you recover from loss or damage swiftly and efficiently, allowing you to focus on running your business with peace of mind.
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Or, Call (877) 240-4678
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What Does Commercial Property Insurance Cover?
Extensive Commercial Property Coverage for Your Business Assets
Our Commercial Property Insurance can cover a broad spectrum of assets including buildings, office equipment, inventory, and outdoor signage against risks such as fire, theft, storms, and vandalism. Whether you own or lease your workspace, this coverage is crucial for maintaining your business operations under any circumstances.
What Can Be Covered

Customizable Commercial Property Insurance for Your Business Needs

These coverages are subject to the specific terms and conditions of your policy. It’s important to consult with a Sun Coast insurance professional to understand the full scope of coverage and how it applies to your business and employees.
Business Interruption Coverage
Compensates for lost income and covers operational expenses if your business is temporarily unable to operate.
Equipment Breakdown Insurance
Covers the costs to repair or replace equipment that has malfunctioned or been damaged.
Optional Coverage Additions
Extend your protection with additional options such as flood insurance, depending on your location and risk assessment.
Benefits of Commercial Property Insurance
Commercial Property Insurance: Invest in Stability and Continuity
Protecting your physical assets is not just about repairing damage—it’s about ensuring the continuity of your business operations. Our Commercial Property Insurance helps mitigate financial setbacks, aids in quick recovery from losses, and ensures you can resume business activities with minimal downtime.
Trust

Commercial Property Insurance Built on Trust, Simplicity, and Savings

Partner with us for seamless and supportive insurance. Our dedicated team of agents and customizable, budget-friendly plans ensure you get the coverage you need, exactly when you need it.
Get a Quote
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Or, Call (877) 240-4678
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3,500+ Agents to Ready to Assist You
Sun Coast has over 3,500 independent agents in Arizona, Colorado, California, Hawaii, Nevada, Oregon, Utah, and Washington.
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Savings Centered
We offer you the insurance coverage you want, without all the unnecessary extras. When you only pay for the coverage you need or want, you save.
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Support

Got Questions About Commercial Property Insurance?

We have answers for you on all things insurance.
What factors affect the cost of my Commercial Property Insurance?
The cost of Commercial Property Insurance is influenced by several factors including the value of your property, the type of business you operate, the location of your property, the construction materials used, your claims history, and the level of coverage you select.
Can I get coverage for outdoor signs and fences?
Yes, outdoor signs, fences, and other exterior fixtures can be covered under a Commercial Property Insurance policy through specific endorsements or riders that extend your standard coverage.
What is a Business Owner's Policy (BOP), and how is it different from standard Commercial Property Insurance?
A Business Owners Policy (BOP) can combine both Commercial Property Insurance and General Liability Insurance into one package. It is designed for small to medium-sized businesses and can be more cost-effective than purchasing the coverages separately.
Can Commercial Property insurance cover theft and vandalism?
Yes, theft and vandalism are typically covered under Commercial Property Insurance, helping to protect your assets from criminal activities.
How do I determine the amount of coverage needed for my property?
The amount of coverage you need should be based on the replacement cost of your property and assets, not just their current market value. Consider getting a professional appraisal and working with your insurance provider to calculate adequate coverage to rebuild your business in case of total loss.
Reviews
See What Our Customers Are Saying
From excellent discounts to incredible support, there is enough to love about Sun Coast Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
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Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer

Get a Commercial Property Insurance Quote and See How Much You Can Save

Comparing our carrier’s rates and coverage is easy. Start saving on your insurance today.
Get a Quote
Or, Call (877) 240-4678
Are you an existing customer?

Call (800) 300-8838

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Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
(800) 300-8838
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.