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Yacht Insurance

Elite Yacht Insurance for Luxury Vessels

Experience the peace of mind that comes with Sun Coast’s comprehensive Yacht Insurance. Tailored to meet the unique needs of yacht owners, our policies ensure your luxury vessel is protected in every sea and port. Yacht insurance covers boats from 27ft and greater, both power boats and sail boats.
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Or, Call 1 (877) 240-4678
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Essential Coverage
Understanding Yacht Insurance
Yacht insurance is crucial for safeguarding your significant investment against unforeseen events. It covers a wide range of potential issues, from damage during maritime adventures to liability incidents. Whether you cruise close to shore or venture into international waters, having the right insurance policy means you can boat with confidence.
What’s Covered
What Can Be Covered With Yacht Insurance Coverage?
Sun Coast Yacht Insurance offers extensive protection that can include:
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Hull Insurance
Covers physical damage to the yacht from collisions, weather events, and other maritime hazards.
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Liability Coverage
Protects against claims of bodily injury or property damage caused by your yacht.
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Personal Property Coverage
Ensures compensation for the loss of personal belongings aboard the yacht.
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Environmental Damage Liability
Covers the cost of clean-up and fines from fuel spill incidents.
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Salvage and Wreck Removal
Provides coverage for costs associated with recovering and removing your yacht if it’s sunk or wrecked.
Looking for something specific?
Our agents are standing by to help you get the exact coverage you need. Contact Us and we’ll get in touch.
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Know the Limits
What Yacht Insurance Does Not Cover
Yacht insurance does not typically cover:
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-Normal wear and tear of the yacht.
-Damage from insects or marine life like barnacles.
-Intentional damage caused by the owner or authorized users.
Trust

Trust, Simplicity, and Savings: The Sun Coast Way

Partner with us for seamless and supportive Yacht Insurance. Our dedicated team of agents and customizable, budget-friendly plans ensure you get the coverage you need, exactly when you need it.
Get a Quote
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Or, Call 1 (877) 240-4678
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3,500+ Agents to Ready to Assist You
Sun Coast has over 3,500 independent agents in Arizona, Colorado, California, Hawaii, Nevada, Oregon, Utah, and Washington.
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Savings Centered
We offer you the insurance coverage you want, without all the unnecessary extras. When you only pay for the coverage you need or want, you save.
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Support

Got questions about Yacht Insurance?

We have answers for you on all things insurance.
Who needs Yacht Insurance?
Anyone who owns a yacht should consider yacht insurance to protect their investment and cover potential liabilities.
What factors influence the cost of Yacht Insurance?
Factors include the value of the yacht, its length, age, type, and the navigational territory.
Can I get coverage for chartering my yacht?
Yes, charter coverage can be added to your yacht insurance policy to cover risks associated with chartering your yacht to others.
What should I do if my yacht is involved in an accident?
Ensure everyone’s safety, document the incident, notify authorities if necessary, and contact your insurance provider immediately to start the claims process.
How can I reduce my Yacht Insurance premiums?
Increase your deductibles, ensure your yacht is well-maintained, invest in security and safety features, and keep a clean navigation record.
Our blog

Browse the Blog

The Sun Coast Blog is your go-to guide for all marine insurance knowledge.
View All Posts
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Marine Insurance
California's New Boater Card Rule: Everything You Need to Know
Most motorized vessel operators now require a California Boater Card.
Read Post
8
minutes read
Marine Insurance
Kid Aboard? Here's What to Know Before They Step on Deck
Boating with kids requires a captain's level of preparation.
Read Post
4
minutes read
Marine Insurance
First-Time Captain? 5 Rookie Mistakes (and How to Dodge Them)
Five common first-time captain mistakes that could turn your maiden voyage into a cautionary tale.
Read Post
6
minutes read
Reviews
See What Our Customers Are Saying
From excellent discounts to incredible support, there is enough to love about Sun Coast Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
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Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer
What else needs to be insured?
Explore our other insurance products that you can pair with your Auto Insurance.
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Auto
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Mexico Auto
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Boat
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Personal Watercraft
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Business Owner’s Policy
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Commercial Auto
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General Liability
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Professional Liability
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Workers' Compensation

Get a quote with Sun Coast and see how much you can save on Insurance

Comparing our carrier’s rates and coverage is easy. Start saving on your insurance today.
Get a Quote
Or, Call 1 (877) 240-4678
Are you an existing customer?

Call (800) 300-8838

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Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
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Copyright Sun Coast General Insurance Agency, Inc. |  PO Box 30750, Laguna Hills, CA 92654-0750
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.