Pressure Washing Business Insurance That Works as Hard as You Do

Running a pressure washing business means dealing with high-powered equipment, client property, and unpredictable weather. Accidents, damage, and liability claims can happen in seconds — but the right insurance can help protect your business, your equipment, and your reputation.

Whether you’re cleaning residential driveways, commercial buildings, or large-scale industrial jobs, having tailored coverage in place can give you the confidence to take on more work and bigger contracts.

What Is Pressure Washing Business Insurance?

Pressure washing business insurance is a set of policies designed to help safeguard your business from financial loss if accidents, property damage, or injuries occur on the job.

It can address:

• Property damage to client property caused by your work
• Injuries to others
• Damage or theft of your pressure washing equipment
• Certain business interruptions or legal costs

Do I Need Insurance for a Pressure Washing Business?

If you work with the public, operate on client property, or use commercial-grade cleaning equipment, insurance is often recommended and may be required by clients, contracts, or local regulations.

Many commercial clients ask for proof of liability coverage before you can start work. In some states or cities, licensing requirements also include minimum insurance levels.

How Much Does Pressure Washing Business Insurance Cost?

Costs vary based on:

• Business size and revenue
• Type of jobs you take (residential, commercial, industrial)
• Location and risk factors
• Coverage limits and deductibles

On average, small pressure washing businesses might pay $500–$2,500 per year for general liability coverage.

💡 These figures are broad industry averages for general liability coverage. Your actual premium may be higher or lower depending on your insurer’s underwriting.

Basic Pressure Washing Business Insurance Coverage

Coverage names and definitions can differ between insurance companies. Always confirm with your provider exactly what’s included in your policy.

General Liability Insurance – May cover property damage or injuries to others caused by your business operations.

Commercial Property Insurance – May help protect your office, shop, or storage location and the contents inside.

Commercial Auto Insurance – For vehicles you use to transport equipment and supplies.

Inland Marine Insurance – May cover your pressure washers, hoses, and cleaning supplies while in transit or on a job site.

Other Pressure Washing Business Insurance You Might Need

• Workers’ Compensation – Required in most states if you have employees. May cover medical bills and lost wages after a work-related injury.
• Business Interruption Insurance – May help replace lost income if your business is temporarily closed due to a covered event.
• Pollution Liability – If you use chemicals or cleaning agents, this can help cover certain environmental cleanup costs.
• Professional Liability – Can help protect against claims of negligence or errors in your work.

How Sun Coast Can Connect You With Coverage

Sun Coast General Insurance can connect you with coverage options from multiple carriers so you can find policies that match your pressure washing business needs.

You can explore:

• Required vs. optional coverage for your state and industry
• Coverage that meets client or contract requirements

Request a Quote Today

Request a no-obligation quote from Sun Coast to see your available coverage and pricing options.