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Auto Insurance

Budget-Friendly Auto Insurance Quotes & Savings

Providing flexible auto insurance solutions tailored to your unique needs—helping you stay covered and on the road with confidence.
Get a Quote
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Or, Call (877) 240-4678
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Safe & Secure

Affordable Auto Insurance Protection for Every Driver—Fast, Simple, and Flexible

Auto insurance gives you the protection you need from accidents, theft, and other unexpected events—and it's required in almost every state. At Sun Coast, we make it simple to get covered with affordable down payments, flexible billing, and options that fit your lifestyle. Whether you have a clean driving record or have faced accidents, tickets, or a suspended license, we’re here to help. In just 10 minutes, you can get a personalized quote that may meet your needs and get you back on the road with confidence. That’s value you can trust.
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Safe & Secure

Auto insurance that fits your budget

When shopping for auto insurance, you always need a little help. Make sure you're asking about all the discounts you might qualify for.

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Good Driver

Driving with a clean record up to 5 years can save you up to 20% on your auto premium.

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Prior Insurance?

If you are currently insured with or without a lapse in coverage, you may be eligible for a prior insurance discount.

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Multiple Cars

When you insure more than one car, you can save with a multi-car discount.

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Shop in Advance

If you are currently insured, planning ahead and shopping early may qualify you for an advanced shopping discount.

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Own a Home?

In some states, homeowners can save on their auto insurance.

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You're Safe With Us

Get the Right Coverage

Accidents, glass damage, vandalism, theft, hail, and more—we have affordable coverage options to protect against just about anything. Get a car insurance quote and you can customize your coverages online.

Liability Protection

Protection for you when you're responsible for damages or injuries to others.

Uninsured Motorists

Coverage when the other party injures your vehicle's occupants or damages your car and is uninsured.

Coverage for Your Car

Options to cover your car from damage, theft, and vandalism.

Medical Payments or Personal Injury

Coverage for injuries to your vehicle's occupants from covered losses, often regardless of fault.

Optional Coverages

There are many coverages you can select to provide greater protection for you and your car. Some of our policies come with 24/7/365 roadside assistance to keep you from being stranded without help.

Trust

Auto Insurance Built on Trust, Simplicity, and Savings

Working with Sun Coast offers you a seamless and supportive insurance experience. Our dedicated team of agents and customizable, budget-friendly plans ensure you get the coverage you need, exactly when you need it.
Get a Quote
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Or, Call (877) 240-4678
Se habla español
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Easy, Online Portals
Manage all of your auto insurance needs through our easy to use online portal.
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3,500+ Agents to Ready to Assist You
Sun Coast has over 3,500 independent agents in Arizona, Colorado, California, Hawaii, Nevada, Oregon, Utah, and Washington.
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Budget Friendly
We offer you the insurance coverage you want, without all the unnecessary extras. When you only pay for the coverage you need or want, you save.
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Support

Got questions about Auto Insurance?

We have answers for you on all things insurance.
How do I get the best price on auto insurance?
It starts with getting an insurance quote online. Start online and get a customized quote. Make sure to compare the price, coverage, and payment options. You never know, it may be big savings!
What info do I need to get a car insurance quote?
To receive the most precise car insurance quote, please provide the following details:
‍
- The make, model, and year of your car
- Information about your driving history

When you’re ready to purchase your auto policy, you will need your vehicle identification number (VIN) and driver’s license number.
How do I make a claim on my auto insurance?
Our claim center is available to handle all claims related to your auto insurance.
Can I talk to an agent over the phone?
Absolutely! If you are looking for a new policy, you may call at (877) 240-4678. If you are an existing customer, we have our customer service line available at (877) 300-8838.
How does billing work?
Billing will depend on the specific plan you choose, but you will be able to pay by mail, or through our online portal.
Reviews

See What Our Customers Are Saying

From excellent discounts to incredible support, there is enough to love about Sun Coast Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
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Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer
Our blog

Browse the Blog

The Sun Coast Blog is your go-to guide for all insurance knowledge.
View All Posts
Se habla español
Auto Insurance
Does Car Insurance Cover A Cracked Windshield?
Find out if your cracked windshield is covered by auto insurance.
Read Post
3
minutes read
Mexico Auto
What Happens If I Drive Without Mexico Auto Insurance?
Learn what the law requires and how to stay protected before your trip.
Read Post
4
minutes read
Boat Insurance
Boat Insurance in Texas
Coverage requirements, average costs, registration tips, and how to protect your boat.
Read Post
3
minutes read

What else needs to be insured?

Explore our other products that you can pair with your insurance.
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Mexico Auto
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Boat
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Yacht
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Personal Watercraft
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Business Owner’s Policy
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Commercial Auto
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General Liability
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Professional Liability
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Workers' Compensation

Get a quote with Sun Coast and see how much you can save on Insurance

Comparing our carrier’s rates and coverage is easy. Start saving on your insurance today.
Get a Quote
Or, Call (877) 240-4678
Are you an existing customer?

Call (800) 300-8838

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Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
(800) 300-8838
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Copyright Sun Coast General Insurance Agency, Inc. |  PO Box 30750, Laguna Hills, CA 92654-0750
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.