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New customer to Sun Coast? You are in the right place. Select a product below to get started.
New customer to Sun Coast? You are in the right place. Select a product below to get started.
For starters, auto insurance is required by Mexico law, and it has to be provided by a Mexico insurance company. Regardless of your negligence in an accident, you have to be able to provide evidence of Mexico auto insurance from a domestic Mexico insurance company.
So the answer is "Yes," if you're going South of the border you need to purchase Mexico auto insurance.
Still not convinced? We’ve answered that question in more detail in our post on whether Mexico car insurance is required by law, including real-world consequences of skipping it.
When you are traveling in Mexico it is important to remember, you’re the foreigner. The only for you to demonstrate that you have the financial capability to resolve a loss is to produce your hard-earned cash or, or a Mexico auto insurance policy from a Mexico company.
U.S. or any other non-Mexico insurance does not cover your liability for potential accidents, nor does it fulfill the basic requirement for insurance according to Mexico law.
That applies to all vehicle types—if you’re driving an RV into Baja or beyond, you’ll need proper coverage too. Here’s our full Mexico RV insurance guide to help you plan your trip safely.
Auto insurance from the U.S. is not considered "proof of financial responsibility" under Mexico law. Sure, some U.S. auto insurance companies cover damages to your vehicle in Mexico (usually limited to 25 – 400 miles into Mexico), they do not cover damages to others, or your liability. You still need to have at the very least a companion liability-only auto insurance policy from a Mexico insurance company.
If you’re just starting to research, our complete Mexico auto insurance guide breaks down what’s required, what’s optional, and how to choose the right policy.
A liability is an obligation that arises when you are responsible for damages you may have caused to others, which is enforceable, normally, by some civil remedy like monetary consideration. The liability component an auto insurance insurance policy covers damages which you might cause to others, either to property or injury.
If you getting ready to travel to Mexico, get a Mexico auto insurance policy. Give us a call at 800.789.1132 and we can connect you with one of our 3,500 authorized producers. Or skip the wait and start your quote online in just a few minutes.
