Get a PWC insurance quote today!
Personal watercraft (PWC) are fast and flexible with an inboard jet drive for thrills you generally won’t get on a boat. Sun Coast insures just about every common PWC types, including Jet Skis, WaveRunners, and Sea-Doos, so you can ride protected. Before you play on the water, get the right coverages with an affordable personal watercraft insurance policy with Sun Coast.
Your policy can cover you and your passengers if they’re injured in an accident for which you're responsible, up to specified limits. You can also add medical payments coverage, which will help cover medical costs for you and your passengers in an accident—regardless of fault, up to your policy’s limits.
Medical payments coverage limits are offered up to $25,000. Medical payments can cover injuries to you, your friends, and family members if they’re injured on your PWC, regardless of fault.
Coverage is available up to $5,000 for your personal property, such as clothing, sunglasses, and phones. Replacement cost means if we can’t repair your damaged items, we’ll pay what it costs for new ones (similar model).
If your PWC is declared a total loss within the first 3 model years, we’ll write you a check for what it costs to buy a brand new one (MSRP of the current year model). After your PWC is more than 3 model years old, we’ll pay you the actual cash value of your PWC at the time of a total loss.
Enjoy using your PWC anywhere in the US or Canada, without limits on where you can boat.
Price is only one reason why Sun Coast a good choice for auto insurance. We also make shopping, owning, and servicing your policy easy.
You're in the driver's seat. It's easy to quote online and customize coverages, so get the coverage that's right for your budget.
You can usually start a policy right away and get ID cards and proof of insurance online in your personalized account.
Just about everyone qualifies for at least one discount. Start an online quote and see which discount is right for you.
Here are a few things you need to know to get started on the best coverage.
Not finding what you are looking for? Be sure to visit our FAQ page for all of you unanswered questions.
Only a few states mandate boat insurance, but PWC insurance is important if you’re liable in an on-water accident or you damage your watercraft.
You can get cheap Jet Ski, WaveRunner, or Sea-Doo insurance for as low as $100/year. We offer a variety of discounts when you get an insurance quote, including one for having more than one PWC on your policy.
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Start an online quote today and get started on protected living. It's easy and quick to start, stop, and compare.
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