Whether you like to boat on lakes, rivers, or on the ocean or use your boat for your business, we can find the coverage you need for a competitive price. Sun Coast Marine Specialists will shop many financially strong insurance companies to get you the coverage you will need, when you need it most. For our Commercial boaters, we have programs to fit your business needs for Charters, Rentals, Fishing Boats, Boat Clubs & Schools, Marinas and more.
Make sure you're asking about all the discounts you might qualify for.
Some programs will provide discounts for insuring multiple boats.
If you've purchased other insurance from one of our programs, you may qualify for a multi-policy discount.
One of the easiest ways to save! If you are the original owner of your watercraft, you may qualify for a discount.
Just complete any state-approved safety course and you may save even more on your boat insurance policy.
Price is only one reason why Sun Coast a good choice for Boat insurance. We also make shopping, owning, and servicing your policy easy.
The most popular type of boat, use for fishing, cruising, watersports, and more.
Boats that use at least one sail for power, although they may also have a motor.
See our yacht page for more information.
Boat insurance isn't just about the premium, it's really about the protection. Here are some of the coverages you can get with your boat insurance policy.
Watercraft hull and equipment coverage helps pay for repairs or replacement of your boat if it is damaged or stolen. For many boats, our carriers will reduce your deductible by 25% for each consecutive year that you are loss free.
Available on boats up to three years of age. The insurance company will pay for a new boat of the same make, class, size, and type in the event of a total loss, including theft.
With some policies boat towing coverage is included. This coverage will reimburse the reasonable cost (up to the limit purchased):
Price is only one piece of why Sun Coast is a good choice when shopping for boat insurance. We also make shopping, owning, and servicing your policy easy:
Our customer service team is ready to help with your boat insurance needs.
Sun Coast Blog is your go-to guide for the right insurance for you.
A quick guide on who needs to be on your policy: everyone that drives the vehicle.
Get a policy that is the perfect fit for your business.