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Court-Ordered Insurance
Court-Ordered Insurance

Need court-ordered car insurance?

If a court has required you to carry auto insurance, you may still have coverage options available. We help drivers understand what’s required and explore available insurance based on eligibility.

Secure online quote process. Same-day coverage may be available.
Get a Quote
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Or, Call (833) 855-3770
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Sun Coast Helps Drivers

We help drivers meet court-ordered insurance requirements

Court requirements can feel overwhelming. The first step is understanding what coverage or filings are required and activating a policy that satisfies those obligations.
Were ordered by a court to carry insurance
Some violations require proof of financial responsibility as part of a court ruling.
Were cited for driving without insurance
Courts may require active coverage and documentation before restoring full driving privileges.
Are reinstating a suspended license
Insurance is often required before a suspension can be lifted.
Need proof of coverage for a legal requirement
You may need documentation or a state filing submitted by your insurer to comply with court instructions.
About Auto Insurance

What is court-ordered insurance?

Court-ordered insurance typically means a judge has required you to carry active auto insurance as part of resolving a legal matter. This often follows violations such as driving without insurance, repeated traffic offenses, or license suspension.
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The exact requirements depend on your case and your state’s regulations.
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This may involve:
Providing proof of insurance to the court or DMV
You may be required to submit documentation confirming active coverage before your case is closed or driving privileges are restored.
Maintaining continuous coverage for a set period
Some court orders require you to carry uninterrupted insurance for a specified timeframe.
Maintaining minimum liability coverage
You may be required to carry at least the state-mandated minimum liability limits during the court-ordered period.
We’re here to help

How the process works

Getting Auto Insurance is easy with Sun Coast General Insurance.
Get a Quote
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Or, Call (877) 240-4678
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Start Your Quote
Complete the secure online form with accurate driving history information.
Review Coverage Options
See insurance options based on eligibility and underwriting guidelines.
Activate your policy
If eligible, you can bind coverage and receive proof of insurance. If required, an SR-22 filing can be submitted according to state guidelines. Insurance ID cards may be available immediately after binding.
Coverage Details

Why continuous coverage matters

Maintaining active insurance helps you stay compliant with court requirements. If the court has ordered coverage for a defined period, allowing your policy to lapse may create additional complications.
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If coverage is interrupted, it may:
Restart the required filing period
In some cases, a lapse can reset the time period during which you are required to carry insurance or maintain a filing such as an SR-22.
Trigger additional penalties
Failure to maintain court-ordered coverage may result in additional fines or administrative requirements.
Delay license reinstatement
Driving privileges may remain suspended until proof of continuous insurance is re-established.
Result in further legal consequences
Non-compliance with court instructions can affect the resolution of your case.
Support

Got questions?

We have answers for you on all things insurance.
What does “court-ordered insurance” mean?
It means a judge has required you to maintain active auto insurance as part of a legal ruling or settlement.
Is court-ordered insurance the same as SR-22?
Not always. An SR-22 is a filing that may be required in certain cases, but not all court orders involve an SR-22. Requirements depend on your case.
How long do I need to maintain coverage?
The required period is typically defined in court documents or DMV notices.
What happens if my coverage lapses?
If coverage lapses during a required period, the state or court may be notified, which could result in additional consequences.
Can I get coverage the same day?
Coverage activation may be available the same day depending on eligibility and underwriting approval.
Reviews

See What Our Customers Are Saying

From excellent discounts to optional 24/7/365 support when you need it, there are many reasons to choose Sun Coast Auto Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer

Ready to move forward?

If you’ve been ordered by a court to carry auto insurance, the next step is seeing what coverage options may be available.

Secure online process. Coverage options vary based on eligibility and underwriting guidelines.
Get a Quote
Or, Call (877) 240-4678
Sun Coast General Insurance logo
Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
(800) 300-8838
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.