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Insurance After Cancellation
Insurance After Cancellation

Was your car insurance cancelled or not renewed?

If your insurance company ended your policy or chose not to renew it, you may still have coverage options available.

We help drivers explore their next steps and get insured again.
Get a Quote
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Or, Call (833) 855-3770
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Sun Coast Helps Drivers

We help drivers after cancellation or non-renewal

Being canceled or non-renewed can feel overwhelming — but it does not automatically mean you cannot secure coverage again.
Had their policy canceled mid-term
Policies may be canceled for non-payment, underwriting changes, or eligibility reasons.
Were non-renewed at the end of their policy
Some carriers choose not to continue coverage at renewal depending on risk factors.
Experienced a major violation or accident
Serious claims or violations can influence renewal decisions.
Need new coverage quickly to avoid a lapse
Starting a new policy promptly can help maintain continuous insurance.
About Auto Insurance

What’s the difference between cancellation and non-renewal?

Both situations require securing a new policy to maintain continuous coverage.
Cancellation
Occurs when a policy is terminated before the end of its term. This can happen due to non-payment, underwriting issues, or other policy-related reasons.
Non-renewal
Occurs when an insurance company decides not to continue coverage after the policy term ends.
We’re here to help

How the process works

Getting Auto Insurance is easy with Sun Coast General Insurance.
Get a Quote
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Or, Call (877) 240-4678
Se habla español
Start Your Quote
Complete the secure online form with accurate information about your driving history and prior policy.
Review Coverage Options
See insurance options based on eligibility and underwriting guidelines.
Activate your policy
If eligible, you can bind coverage and receive proof of insurance.

Insurance ID cards may be available immediately after binding.
Coverage Details

Why acting quickly matters

Starting a new policy promptly helps prevent additional complications. If your previous policy ends and you do not secure new coverage:
You may experience a lapse in coverage
Even a short gap between policies can be recorded as a lapse, which may affect future eligibility and pricing.
Rates may increase
Drivers with a recent lapse in coverage may see higher premiums compared to those with continuous insurance history.
Your license or registration could be affected (depending on state rules)
In some situations, states may require proof of active insurance to maintain valid registration or driving privileges.
You may have fewer insurance options over time
The longer a lapse continues, the more limited your available coverage options may become.
Support

Got questions?

We have answers for you on all things insurance.
Can I get insurance after being canceled?
Insurance options may still be available depending on the reason for cancellation, your driving history, and eligibility guidelines.
Will my rates be higher after non-renewal?
Rates depend on many factors, including prior claims, violations, location, vehicle, and coverage limits. A quote provides the most accurate information.
What if my cancellation was for non-payment?
Non-payment cancellations are common. Securing a new policy quickly can help prevent further complications.
Does cancellation mean I’m considered “high risk”?
Each insurer evaluates risk differently. Cancellation by one company does not automatically define eligibility with another.
How quickly can I start a new policy?
Coverage activation may be available the same day depending on eligibility and underwriting approval.
Reviews

See What Our Customers Are Saying

From excellent discounts to optional 24/7/365 support when you need it, there are many reasons to choose Sun Coast Auto Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer

Ready to move forward?

If your insurance was canceled or not renewed, the next step is seeing what coverage options may be available.

Secure online process. Coverage options vary based on eligibility and underwriting guidelines.
Get a Quote
Or, Call (877) 240-4678
Sun Coast General Insurance logo
Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
(800) 300-8838
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Copyright Sun Coast General Insurance Agency, Inc. |  PO Box 30750, Laguna Hills, CA 92654-0750
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.