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Major Violations
Insurance After Major Violations

Need car insurance after a major violation?

If you’ve had a serious driving violation, you may still have insurance options available. We help drivers understand what comes next and explore available coverage based on eligibility.
Get a Quote
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Or, Call (833) 855-3770
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Sun Coast Helps Drivers

We help drivers after serious violations

Major violations can affect insurance eligibility and pricing. The next step is understanding what coverage options may still be available.
Have reckless driving violations
Certain violations may require specialized underwriting or additional documentation.
Have multiple serious tickets
Repeated violations can impact eligibility, but coverage options may still exist.
Were involved in a major at-fault accident
Accidents involving significant damage or injury may require careful policy review.
Were required to file an SR-22
Some violations require an SR-22 filing attached to your auto policy.
About Car Insurance

How major violations affect insurance

While options may be more limited, coverage may still be available depending on eligibility and state requirements.

After a serious violation, you may experience:
Higher insurance rates
Limited carrier options
A requirement to file an SR-22
Stricter underwriting review
We’re here to help

How the process works

Getting Auto Insurance is easy with Sun Coast General Insurance.
Get a Quote
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Or, Call (877) 240-4678
Se habla español
Start Your Quote
Complete the secure online form with accurate driving history information.
Review Coverage Options
See insurance options based on eligibility and underwriting guidelines.
Activate your policy
If eligible, you can bind coverage and receive proof of insurance. Insurance ID cards may be available immediately after binding.
Coverage Details

Trying to move forward?

Starting your quote is the first step toward understanding your options. If you are any of the following, the best way to begin is to start a quote now:
Meeting a court requirement
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Reinstating your license
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Filing an SR-22
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Looking for coverage after being declined elsewhere
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Support

Got questions?

We have answers for you on all things insurance.
Can I get insurance after a DUI?
Insurance options may still be available depending on your situation, driving history, and eligibility. A quote provides the most accurate view of available options.
Will my rates be extremely high?
Rates depend on many factors, including the type of violation, when it occurred, vehicle, location, and coverage limits. Completing a quote is the best way to see your personalized options.
How long do major violations affect insurance?
Serious violations typically remain on your driving record for several years, though impact on pricing may decrease over time.
Do I always need an SR-22 after a major violation?
Not all major violations require an SR-22. Requirements depend on state regulations and court orders.
What if I was declined by another insurance company?
Being declined by one carrier does not necessarily mean no options are available. Eligibility varies by company.
Reviews

See What Our Customers Are Saying

From excellent discounts to optional 24/7/365 support when you need it, there are many reasons to choose Sun Coast Auto Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
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Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer

Ready to explore your options?

If you’ve had a major driving violation, the next step is seeing what insurance options may be available.

Secure online process. Coverage options vary based on eligibility and underwriting guidelines.
Get a Quote
Or, Call (877) 240-4678
Sun Coast General Insurance logo
Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
(800) 300-8838
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.