Home
Chevron Icon
Auto Insurance
Chevron Icon
Multiple Tickets
Multiple Tickets

Need car insurance after multiple tickets?

If you’ve received more than one traffic ticket, you may still have insurance options available. We help drivers understand what comes next and explore coverage based on eligibility.

Secure online quote process. Same-day coverage may be available.
Get a Quote
Icon of a grey phone
Or, Call (833) 855-3770
Se habla español
Sun Coast Helps Drivers

We help drivers with multiple traffic violations

Multiple tickets can affect eligibility and pricing — but they do not automatically prevent you from securing coverage.
Have two or more recent tickets
Recent violations may impact underwriting review depending on severity and timing.
Received speeding violations
Repeated speeding citations can influence eligibility and rating categories.
Accumulated points on their record
State point systems may affect both driving status and insurance evaluation.
Were recently notified of a rate increase
Premium adjustments sometimes follow multiple violations, prompting drivers to explore alternatives.
About Auto Insurance and Tickets

How traffic tickets can affect your insurance

Insurance companies evaluate risk differently. When reviewing your application, carriers typically look at your full driving history — not just one violation in isolation.
‍
Eligibility and pricing can vary depending on the severity, frequency, and timing of past tickets.
Insurance companies typically review:
The total number of violations, the type of offenses (speeding, reckless driving, etc.), how recently the tickets occurred, your overall claims, and driving history.
No two carriers apply the same guidelines, which is why available options may differ.
Multiple tickets within a short period may lead to:
Higher premium tiers, fewer carrier options, closer underwriting review, potential non-renewal at policy expiration. The impact depends on your full profile, not just a single citation.
We’re here to help

How the process works

Getting Auto Insurance is easy with Sun Coast General Insurance.
Get a Quote
Icon of a grey phone
Or, Call (877) 240-4678
Se habla español
Start Your Quote
Complete the secure online form with accurate driving history information.
Review Coverage Options
See insurance options based on eligibility and underwriting guidelines.
Activate your policy
If eligible, you can bind coverage and receive proof of insurance.

Insurance ID cards may be available immediately after binding.
Coverage Details

Recently received another ticket?

Starting your quote helps you understand what options may still be available. If you’ve just been cited again, you may be:
Facing a premium increase
Additional violations can influence how your current carrier evaluates your policy at renewal.
Concerned about non-renewal
Some carriers review policies more closely after repeated citations.
Required to file an SR-22
Certain violations may trigger state filing requirements tied to your insurance policy.
Looking for alternative coverage options
Different insurers evaluate driving history differently — which may affect available choices.
Support

Got questions?

We have answers for you on all things insurance.
Can I get insurance with two or more tickets?
Insurance options may still be available depending on the type of violations, how recent they are, and your overall driving record.
How long do tickets affect insurance rates?
Moving violations typically remain on your driving record for several years, though their impact may decrease over time.
Will my insurance company drop me for multiple tickets?
Some companies may choose not to renew policies depending on violation severity and frequency. Eligibility varies by carrier.
Do multiple tickets require an SR-22?
An SR-22 is generally required only for specific violations or court orders, not simply for accumulating tickets. Requirements vary by situation.
Can I lower my rate after getting tickets?
Maintaining continuous coverage and avoiding additional violations may improve options over time.
Reviews

See What Our Customers Are Saying

From excellent discounts to optional 24/7/365 support when you need it, there are many reasons to choose Sun Coast Auto Insurance.
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer

Ready to explore your options?

If you’ve received multiple tickets, the next step is seeing what coverage options may be available.

Secure online process. Coverage options vary based on eligibility and underwriting guidelines.
Get a Quote
Or, Call (877) 240-4678
Sun Coast General Insurance logo
Any Questions?
Get in touch! We’re here to help.
Icon showcasing the USD dollar icon
Call for a Quote:
(877) 240-4678
Icon showcasing an image of a phone
Existing Customer? Call us:
(800) 300-8838
Personal Insurance
Auto
Mexico Auto
Yacht
New
Boat
Watercraft
Business Insurance
Business Owner's Policy
Commercial Auto
General Liability
Workers Compensation
Professional Liability
Top Professions
HVAC Insurance
Lawn Care Insurance
Plumbing Insurance
Pressure Washing Insurance
Wedding Photographer Insurance
Quick Links
Contact Us
Report a Claim
Become a Producer
State Licensing
Blog
Community Partnerships
Copyright Sun Coast General Insurance Agency, Inc. |  PO Box 30750, Laguna Hills, CA 92654-0750
SitemapPrivacy Policy
Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.