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Young Drivers with Violations
Young Drivers with Violations

Young driver with tickets or violations?

If you’re under 25 and have received one or more traffic violations, you may still have insurance options available. We help young drivers and families understand what comes next and explore coverage based on eligibility.

Secure online quote process. Same-day coverage may be available.
Get a Quote
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Or, Call (833) 855-3770
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Sun Coast Helps Drivers

We help young drivers navigating early violations

A violation early in your driving history can affect pricing — but it does not automatically mean you cannot get insured.
Are under 25 with recent tickets
Younger drivers are often rated differently, and recent citations may influence eligibility and premium tiers.
Were cited for reckless driving
Serious violations may result in additional underwriting review depending on severity and timing.
Were involved in an at-fault accident
Accidents early in a driving record can impact pricing, but coverage options may still be available.
Experienced a premium increase after a violation
Some carriers adjust rates following tickets or claims, prompting drivers to explore alternatives.
About Auto Insurance

Why violations impact young drivers more

Insurance companies often consider younger drivers differently because they have a shorter driving history. With less experience on record, individual violations may carry more weight during underwriting review.
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When tickets or accidents are added to a young driver’s record, insurers may:
Increase premiums
Additional violations can influence rating tiers, especially when combined with age and limited driving history.
Review driving history more closely
Underwriters may evaluate the type, severity, and timing of violations before determining eligibility.
Choose not to renew a policy
In some situations, repeated or serious violations may affect renewal decisions.
We’re here to help

How the process works

Getting Auto Insurance is easy with Sun Coast General Insurance.
Get a Quote
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Or, Call (877) 240-4678
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Start Your Quote
Complete the secure online form with accurate driving history information.
Review Coverage Options
See insurance options based on eligibility and underwriting guidelines.
Activate your policy
If eligible, you can bind coverage and receive proof of insurance. Insurance ID cards may be available immediately after binding.
Shopping For Your Young Driver

Parents searching for coverage?

Exploring available options can help clarify your next step. If you’re insuring a young driver after a violation, you may be:
Comparing options after a rate increase
A recent ticket or accident may result in premium adjustments at renewal.
Looking for alternative carriers
Different insurers evaluate young drivers and violations differently.
Trying to avoid a lapse in coverage
Maintaining continuous coverage helps avoid additional complications.
Evaluating whether to keep them on your policy
Some families review whether to maintain a shared policy or explore separate coverage.
Support

Got questions?

We have answers for you on all things insurance.
Can a young driver get insurance after multiple tickets?
Insurance options may still be available depending on the type of violations, how recent they are, and overall driving history.
Will rates always stay high after a violation?
Rates are influenced by many factors. Over time, as violations age and driving history improves, options may change.
Should a young driver stay on a parent’s policy?
This depends on the situation. In some cases, remaining on a parent’s policy may make sense. In others, a separate policy may be considered.
How long do violations stay on a record?
Moving violations typically remain on a driving record for several years, though their impact on insurance may decrease over time.
Can coverage start the same day?
Coverage activation may be available the same day depending on eligibility and underwriting approval.
Reviews

See What Our Customers Are Saying

From excellent discounts to optional 24/7/365 support when you need it, there are many reasons to choose Sun Coast Auto Insurance.
“Great rates. Flawless transaction best rates I found!”
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CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
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Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
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Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
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Shantell
Sun Coast Customer
“Great rates. Flawless transaction best rates I found!”
Icon of CJ
CJ
Sun Coast Customer
“The representative Nancy is amazing. She walked me through the process and helps me still if I question anything”
Icon of Amber
Amber
Sun Coast Customer
“Their insurance rates are much lower and my deductible is even lower. Customer service is always super helpful and ready to accommodate! I highly recommend Sun Coast General Insurance!”
Icon of Chelsea
Chelsea M.
Sun Coast Customer
“They've been the cheapest I've found for years.”
Icon of Shantell
Shantell
Sun Coast Customer

Ready to move forward?

If a young driver in your household has received violations, the first step is seeing what coverage options may be available.
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Secure online process. Coverage options vary based on eligibility and underwriting guidelines.
Get a Quote
Or, Call (877) 240-4678
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Any Questions?
Get in touch! We’re here to help.
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Call for a Quote:
(877) 240-4678
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Existing Customer? Call us:
(800) 300-8838
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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships.
Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.