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Boat Insurance

15 Essential Tips to Winterize Your Boat

These 15 essential tips help protect your engine, fuel system, plumbing, and more before cold weather hits.

If you live in a region with cold winters, properly winterizing your boat isn’t optional — it’s essential for preventing costly damage and protecting your investment. Freezing temperatures, moisture buildup, and long periods of inactivity can all take a toll on your engine, hull, and onboard systems.

Whether you’re storing your boat in the water, on land, or in a heated garage, here are 15 must-follow tips to get your boat ready for winter.

1. Flush and Drain the Engine

Flush your engine with fresh water to remove salt, dirt, and debris. After flushing, drain any remaining water to prevent freezing and cracking.

2. Add Fuel Stabilizer

Fill your fuel tank about 90% full and add a fuel stabilizer. This prevents condensation and keeps the fuel from breaking down during storage.

3. Fog the Engine

Fogging oil protects internal engine components from corrosion. Spray it into the carburetor or through spark plug holes while the engine is running (check your owner’s manual for instructions).

4. Change the Engine Oil and Filters

Dirty oil contains moisture and contaminants that can cause corrosion. Always replace the oil and filters before long-term storage.

5. Drain and Refill Coolant Systems

If your engine is water-cooled, drain the coolant and replace it with antifreeze designed for marine engines.

6. Disconnect and Store the Battery

Remove the battery, clean the terminals, and store it in a dry place. Consider trickle charging it periodically to maintain battery health.

7. Check and Protect the Bilge

Clean the bilge and add a little antifreeze to prevent any water from freezing. Make sure the bilge pump and float switch are working if storing in water. If keeping your boat in the water where freezing may occur, add a de-icer or bubbler to your pier.

8. Empty the Fresh Water System

Drain and flush all freshwater tanks, sinks, and showers. Add marine-grade antifreeze to prevent freeze damage in the plumbing system.

9. Winterize the Head (Toilet)

Pump out holding tanks and flush the system with antifreeze. Skip this and you risk frozen pipes and cracked seals.

10. Remove Valuables and Electronics

Take out any removable electronics, safety gear, fishing equipment, or personal items. Store them in a dry, secure location.

11. Clean and Wax the Exterior

Wash and dry the boat thoroughly, removing algae, salt, and grime. Apply a coat of wax to protect the hull and paint during storage.

12. Seal Vents and Openings

Use covers or vented plugs to seal exhaust ports, intake vents, and other openings that critters or moisture might enter.

13. Use a Boat Cover

Invest in a fitted, breathable boat cover or shrink wrap. This protects your boat from snow, UV damage, leaves, and debris.

14. Inspect and Lubricate Moving Parts

Grease the steering system, throttle, cables, and any exposed metal hardware. Lubrication prevents rust and seizing during downtime.

15. Double-Check Your Insurance Coverage

Make sure your boat insurance includes winter lay-up protection or storage coverage. If you’re not sure, speak to your insurance agent before storing the boat.

Final Thoughts

Winterizing your boat takes a little effort now, but it can save you from expensive repairs, insurance complications, or even total loss later. If you’re unsure about any steps, it’s always smart to consult your boat manual or hire a professional winterization service.

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Written by
Sun Coast Team
October 10, 2025
Co-written by multiple experts within the Sun Coast editorial team.
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Disclaimer: The information provided above is for general educational purposes only and is not intended to serve as a substitute for professional insurance advice. It does not describe any specific insurance policy, nor does it alter any terms, conditions, exclusions, or limitations of any actual policy. Coverage options and availability vary by insurer and by state, and may not be available in all areas. For a full understanding of any coverage, please review the actual policy documents or speak with a licensed insurance representative. Whether a claim or incident is covered will depend on the specific terms of the policy in question. Any references to average premiums, deductibles, or coverage costs are for illustrative purposes only and may not reflect your unique situation. Sun Coast is not responsible for the content of any external websites linked within this blog.

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