An SR-22 is a certificate your insurance company files with the state to show that you have the required auto insurance coverage in place. Drivers in Los Angeles may be told to obtain an SR-22 after certain license-related or insurance-related events, including a suspension, major violation, or lapse in coverage.
Although people often refer to “SR-22 insurance” as though it were its own policy, the SR-22 is actually a filing attached to an eligible insurance policy. Depending on your situation, you may need either a standard auto policy with an SR-22 filing or a non-owner policy if you do not own a car.
This page is designed to help Los Angeles drivers understand their local options and get started. For a broader explanation of California SR-22 rules and filing requirements,
our statewide hub page should handle that in more detail.
Minimum liability requirements can change. Always confirm current requirements and available coverage options with a licensed agent.
