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New customer to Sun Coast? You are in the right place. Select a product below to get started.
Pressure washing businesses face unique risks — from property damage caused by high-powered equipment to accidents on slippery surfaces. The right insurance can help protect your finances, meet client requirements, and keep your business running if something goes wrong.
Coverage needs vary depending on the size of your operation, the type of jobs you take, and your location. Coverage details and exclusions differ between insurance companies. Always confirm exact terms with your provider before relying on coverage.
What it does:
May cover third-party claims for property damage, bodily injury, or personal injury caused by your business operations.
Example:
You accidentally damage siding while removing mildew, and the homeowner files a claim for repairs.
💡 Many commercial contracts require proof of general liability before you can start work.
What it does:
May cover vehicles used for business — including trucks or vans transporting equipment and supplies.
Example:
Your work van is involved in an accident while driving to a job site.
Note: Most personal auto policies won’t cover business use.
What it does:
May protect mobile equipment and tools while in transit or on a job site.
Example:
Your pressure washer and hoses are stolen from your truck while you’re working.
What it does:
May provide medical and wage benefits to employees injured on the job.
Example:
An employee slips on a wet driveway and suffers a back injury.
Note: Required in most states if you have employees.
What it does:
May help cover certain environmental damage claims caused by chemicals or cleaning agents.
Example:
A cleaning solution runs off into a customer’s garden, killing plants, and they seek compensation.
What it does:
May help protect against claims of negligence or alleged failure to deliver promised services.
Example:
A commercial client claims you didn’t remove graffiti as agreed in your contract and sues for damages.
What it does:
May replace lost income if your business must temporarily close due to a covered loss.
Example:
A fire damages your storage facility, and you can’t operate for several weeks.
There’s no one-size-fits-all policy for pressure washing businesses. Your ideal coverage mix depends on:
An experienced insurance agent can help review your risks and match you with the right policies.
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