New customer to Sun Coast? You are in the right place. Select a product below to get started.
Your boat lift is an important part of keeping your vessel protected while not in use. Sun Coast General Insurance may offer coverage for boat lifts as part of your boat insurance policy, helping to safeguard your equipment against unexpected damage.
Important: Always check your exact policy details, as coverage eligibility, limits, and conditions for boat lifts can vary depending on your location, insurer, and selected plan.
Boat lift coverage is designed to help cover damage to your lift system—whether it's a fixed cradle lift, floating lift, or another structure used to raise and store your boat above the waterline. These systems can be vulnerable to weather events, mechanical failure, accidental impact, or vandalism.
Coverage typically applies when the lift is used to support your insured boat and is located at a dock, marina, or private waterfront property. Some policies may include boat lift protection as an add-on or separate endorsement.
If a strong storm damages your boat lift, causing it to collapse and require major repairs, your boat insurance policy may help cover the repair or replacement costs—depending on your coverage terms and limits.
Boat insurance isn’t just about the vessel itself—it’s also about the equipment that keeps it safe. Ask Sun Coast General Insurance whether your policy includes coverage for your boat lift, and if not, how to add it.
