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Riding a personal watercraft (PWC) is exciting, but it comes with risk. Sun Coast General Insurance may offer Medical Payments coverage to help with medical expenses if you or your passengers are injured while using your PWC—no matter who was at fault.
Important: Always check your exact policy details, as coverage limits, availability, and qualifying expenses can vary by policy and provider.
Medical Payments coverage is designed to help pay for reasonable medical costs resulting from an accident involving your personal watercraft. This may include ambulance services, hospital visits, X-rays, and other necessary treatment for you and your passengers.
Unlike liability coverage, which pays for injuries to others when you're at fault, Medical Payments coverage may apply regardless of fault—providing immediate assistance for unexpected injuries.
If you and a friend are thrown from your PWC during a sharp turn and need medical attention, Medical Payments coverage may help cover treatment costs, even if no other party was involved in the incident.
Having Medical Payments coverage in place can provide financial relief during an already stressful situation. Contact Sun Coast General Insurance to explore your options and ensure your PWC policy includes the protection you need.
