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Even on the water, not every boater is properly insured. Sun Coast General Insurance may offer Uninsured Watercraft coverage as part of your boat insurance policy, helping to protect you if you're involved in an accident caused by another boater who lacks liability insurance.
Important: Always check your exact policy details, as coverage limits, eligibility, and specific terms can vary depending on your insurer, location, and policy selections.
Uninsured Watercraft coverage is designed to help cover expenses if you or your passengers are injured in an accident caused by someone operating a boat without liability insurance. This coverage typically mirrors the liability limits you select for your own policy, providing financial protection up to that amount.
It may help with costs such as medical expenses, pain and suffering, or even lost wages—depending on your policy terms.
Imagine you’re anchored and another boater strikes your vessel, causing injury to you or a guest. If that boater has no liability insurance, your Uninsured Watercraft coverage may help pay for medical treatment and related costs.
You can’t control how others navigate the water, but you can take steps to protect yourself. Uninsured Watercraft coverage may offer peace of mind in the event of a collision with an uninsured boater. Contact Sun Coast General Insurance to learn more about this valuable protection.
