Watercraft

Emergency Towing and Assistance

When you're out on the water with your personal watercraft (PWC), unexpected issues like breakdowns or running out of fuel can leave you stranded. Sun Coast General Insurance may offer Emergency Towing and Assistance coverage to help you get back to safety without the stress of unexpected service costs.
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Personal Watercraft Insurance Coverage: Emergency Towing and Assistance

When you're out on the water with your personal watercraft (PWC), unexpected issues like breakdowns or running out of fuel can leave you stranded. Sun Coast General Insurance may offer Emergency Towing and Assistance coverage to help you get back to safety without the stress of unexpected service costs.

Important: Always check your exact policy details, as the scope, limits, and availability of emergency assistance coverage may vary by provider and plan.

Understanding Emergency Towing and Assistance Coverage

This coverage is designed to help with expenses related to towing your PWC to a repair facility or launching site if it becomes disabled. It may also include services like fuel delivery, jumpstarts, and minor mechanical aid while on the water.

This type of coverage adds peace of mind by helping you manage costs when you need on-water help the most. It’s especially useful for riders who venture far from shore or ride in remote areas.

Example of How Emergency Towing and Assistance Might Apply

If your PWC breaks down several miles from shore and you can’t restart it, a towing service may be dispatched to bring you back safely. This coverage may help pay for the towing fees and other emergency services, depending on the terms of your policy.

Ride Confidently with Sun Coast General Insurance

A personal watercraft breakdown doesn’t have to mean a ruined day. With Emergency Towing and Assistance coverage, help may be just a call away. Reach out to Sun Coast General Insurance to see if this option can be included in your PWC policy.

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Common Questions About Emergency Towing and Assistance Coverage

We have answers for you on all things insurance.
What types of services are included?
Services may include towing, fuel delivery, battery jumpstarts, and minor mechanical adjustments—depending on your policy.
Is there a limit on how far I can be towed?
Yes, most policies include a distance or dollar limit per incident. Check your policy for specific coverage caps.
Does this coverage apply on both lakes and oceans?
Coverage usually applies anywhere your policy is in effect, but some limitations may apply based on your location or navigational limits.
Do I need to pay up front and get reimbursed?
Some policies offer direct billing with providers, while others may require you to pay and submit a claim for reimbursement.
Is this included automatically in my PWC policy?
Not always. It may be included or offered as an optional add-on. Confirm with your insurer to ensure you’re covered.
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