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Yacht ownership often involves having crew members onboard. Sun Coast General Insurance may offer Jones Act Protection to help safeguard you from potential liability if a crew member is injured while working on your yacht.
Important: Always review your specific policy, as coverage terms, limits, and eligibility may vary based on your vessel, crew status, and location.
The Jones Act is a federal maritime law that allows seamen (including paid yacht crew members) to seek compensation from their employer if they are injured while working aboard a vessel. Jones Act Protection coverage is designed to help cover those claims, which can include medical expenses, lost wages, and legal fees resulting from negligence-based lawsuits.
This coverage is especially important for yacht owners with paid crew, as they may be considered employers under maritime law.
If a crew member is injured while performing maintenance duties on your yacht and files a negligence claim under the Jones Act, your policy’s Jones Act Protection may help cover the cost of legal defense, medical bills, and any resulting settlement.
Owning a yacht with crew comes with added legal responsibility. Jones Act Protection may help ensure you're prepared if a workplace injury occurs onboard. Contact Sun Coast General Insurance to learn more about including this coverage in your yacht insurance policy.
