New customer to Sun Coast? You are in the right place. Select a product below to get started.
Even the most experienced boaters can encounter unexpected situations on the water. Sun Coast General Insurance may offer Watercraft Liability coverage as part of your boat insurance policy to help address damages or injuries that may occur during your time on the water.
Important: Always check your exact policy details, as liability coverage limits and included protections can vary based on your specific plan, location, and provider.
Watercraft Liability coverage generally helps protect you if you're legally responsible for causing bodily injury or property damage to others while operating your insured boat. This can include medical expenses, legal fees, and damage to another person’s boat or dock, depending on the incident and your coverage terms.
Some policies may also include non-owned watercraft coverage, which can offer limited liability protection if you occasionally operate a boat that you don’t own—such as a friend’s vessel.
If you accidentally collide with another boat and cause damage or injury, your Watercraft Liability coverage may help cover the resulting costs, such as repairs to the other boat or medical bills for the injured party—subject to the limits of your policy.
Watercraft Liability coverage is a key part of protecting yourself while boating. To learn more about liability options and how they fit into your boat insurance, contact Sun Coast General Insurance today.
