Sun Coast General Insurance Blog

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Follow along to learn about Insurance through Guides, Posts, and more in the Sun Coast General Insurance Blog.

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Marine Insurance

Buying a Used Yacht: Insurance Implications

What carriers look for, lender requirements, and common mistakes to avoid before closing.

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Business Insurance

What Insurance Does a Wedding Photographer Need?

Learn what insurance wedding photographers need, from liability to equipment coverage.

Boat Insurance vs. Homeowners: Why Your Policy Might Not Cover the Water

Learn why dedicated boat insurance offers better protection on and off the water.

What to Do If You’re Caught in Bad Weather on a Boat

Learn what to do if sudden bad weather hits while boating.

Staying on Your Parents’ Car Insurance: How Long You Can, and When Rates Go Down

Find out how long you can stay on your parents’ car insurance, and tips for keeping your premiums low as a young driver.

Boat Docking 101: What to Know Before You Tie Up

Learn where you can dock, what to check at a new marina, and how to dock a boat safely.

What Goes Into Getting a Boating License? A Step-by-Step Guide for New Boaters

Learn what goes into getting a boating license — classes, on-water training, exams, and state requirements.

Boat Size Guide: Choosing the Right Vessel for Lakes, Bays, and Deep Sea Fishing

Learn how to choose the right size boat for lakes, bays, and deep sea fishing.

Business Insurance

How Business Insurance Can Help You Win Bigger Pressure Washing Jobs

See which coverages impress clients, meet contract requirements, and protect your business.

Uninsured Driving: Why It Affects You — and How to Protect Yourself

Learn why UI/UIM matters for you, how it helps, and how Sun Coast can protect you from uncovered drivers.

Can I Take My Boat Across State or International Borders?

Learn what you need to know about taking your boat across state lines or into foreign waters.

Do I Need to Register My Boat in Every State I Use It?

Learn how reciprocity works, and why it matters for insurance.

Does Boat Insurance Cover Towing or Salvage?

Learn how boat insurance may cover towing and salvage costs.

Business Insurance

Do You Need Commercial Auto Insurance for Your Pressure Washing Truck?

Learn when a pressure washing truck needs commercial auto insurance.

I Paid Off My Car! Can I Stop My GAP Insurance?

Learn when and how to cancel GAP insurance after paying off your car loan.

What Safety Gear Is Required on My Boat?

Learn the essential safety gear your boat must carry under U.S. Coast Guard and state boating laws.

When and How Do I Dewinterize My Boat?

Step-by-step checklist, insurance tips, and common mistakes to avoid.

Where Should I Store My Boat in the Off-Season?

Learn when standard boat insurance covers competition and how to protect your boat and gear.

Certified Pre-Owned Cars: What They Are and How They Affect Insurance

Learn what Certified Pre-Owned (CPO) cars are, their benefits, and how they impact insurance rates and coverage.

Driving Without Insurance? Here’s What You Could Be On the Hook For

Learn about fines, suspensions, and SR-22 risks—plus how Sun Coast General Insurance helps drivers get on the road.

Choosing the Right Truck for Towing Your Boat

Learn how to choose the right truck for towing your boat, understand towing capacity, and see 2025’s most popular trucks with their towing limits.

Boat Insurance for Tournament Anglers: What You Need to Know

Learn when standard boat insurance covers competition, what endorsements you might need, and how to protect your gear.

Business Insurance

What Insurance Does a Pressure Washing Business Need?

Learn which types of insurance a pressure washing business may need.

Why Driving Without Insurance Isn’t Worth the Risk

Learn why staying covered with Sun Coast is the smart and affordable choice.

What is a Boat Hull Identification Number?

Learn the history of the Boat Hull Identification Number (HIN), where to find it, and why it’s essential.

Auto Insurance

Mexico Auto Insurance & Driving in Sonora: What You Need to Know

Learn about Mexico auto insurance requirements for driving in Sonora.

Foreign License Insurance in San Diego

Coverage for cross-border commuters, international students, work visa holders, and recent arrivals to California.

Understanding Mexico’s Free Zones: History, Purpose, and What Travelers Need to Know

Learn what Mexico’s Free Zones are and how they affect TIP requirements, tourism, and cross-border travel.

Mexico Auto Insurance & Driving in Baja: What You Need to Know

Learn about the Free Zone rules, off-road coverage, and top destinations.

How Do Dashcams Help With Insurance?

Learn how dashcams can protect you in accidents, prevent false claims, and speed up the insurance process.

How to Go About Toll Roads with a U.S.-Registered Car in Mexico

Get tips on payment, permits, and safety.

Boat Insurance

Buying a Used Yacht: Insurance Implications

What carriers look for, lender requirements, and common mistakes to avoid before closing.

Lake Powell Houseboat Insurance

Coverage for fluctuating water levels, monsoon storms, slot canyon hazards, and remote operations.

Tender and Toy Coverage for Yacht Owners

Tender and toy coverage on a yacht policy explained.

Wreck Removal Coverage on Marine Policies

Wreck removal coverage on a marine policy explained.

What Is a Captain Endorsement on Yacht Insurance?

Captain endorsements on yacht insurance explained.

Agreed Value vs. Actual Cash Value: Which Yacht Settlement Is Right for You?

Learn the difference, why yacht-form policies default to Agreed Value, and how to choose.

Business Insurance

Business Insurance

Business Insurance Made Simple: What Small Businesses Actually Need

Confused about small business insurance? Learn what coverage you really need and how to protect your business from day one.

Business Insurance

Do Contractors Need Their Own Insurance?

Learn what contractor insurance covers, why it matters, and how to choose the right policy for your trade.

Business Insurance

Do I Need Insurance if I’m a Part-Time or Freelance Wedding Photographer?

Learn when you might need insurance, what coverage to consider, and how short-term policies can help.

Business Insurance

Do You Need Insurance to Photograph at Certain Venues?

Learn when wedding venues require photographers to have insurance, what types of coverage they might ask for, and how to prepare for your next shoot.

Business Insurance

Does Homeowners Insurance Cover Wedding Photography Gear? Why You Need Specialized Business Insurance

Learn when homeowners insurance covers photography gear.

Business Insurance

What Insurance Does a Wedding Photographer Need?

Learn what insurance wedding photographers need, from liability to equipment coverage.

Marketing

AB60 Presents Opportunity for Services and Sales

Generosity and Services as Marketing

Business Insurance

9 Tips to Improve Your Sales Technique Today

To improve your sales, you need to change your approach.

Business Insurance

10 Ways to Market Your Insurance Agency on a Budget

Ways to market your insurance agency when you are strapped for cash.

Partnerships

Supporting Warrior Sailing: More Than Sailing

A nonprofit that empowers wounded, ill, and injured veterans through adaptive sailing, connection, and community.

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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships. Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.