Sun Coast General Insurance Blog

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Marine Insurance

Buying a Used Yacht: Insurance Implications

What carriers look for, lender requirements, and common mistakes to avoid before closing.

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De-Fogging an Outboard Engine: What It Is, When It’s Needed, and How to Do It Safely

What to expect after fogging, and how to safely restart your engine after storage.

Fogging an Outboard Engine: What It Is, Why It Matters, and How to Do It Right

Learn what fogging is, when to do it, and how to fog your engine correctly.

Boat Engine Smoke Explained: What Blue, Black, or White Smoke Usually Means

Learn what each color usually means, common causes, and when it may signal risk.

What Are the Best Boat Types for Fishing?

Explore the best fishing boat types and how each fits different fishing styles and waters.

Do I Need an International Driver’s License to Drive in Mexico?

Find out if you need an International Driving Permit to drive in Mexico in 2026.

Does Boat Insurance Cover a Blown Engine?

Learn what boat owners should know before repairs.

Supporting Warrior Sailing: More Than Sailing

A nonprofit that empowers wounded, ill, and injured veterans through adaptive sailing, connection, and community.

What Happens If You Run Over Rocks With a Boat?

Learn how boat insurance may help cover repairs after running over rocks.

Can I Charter My Yacht? What to Know About Coverage and Risk

Learn how insurance coverage can change, what risks apply, and why standard policies may not allow it.

Business Insurance

Do I Need Insurance if I’m a Part-Time or Freelance Wedding Photographer?

Learn when you might need insurance, what coverage to consider, and how short-term policies can help.

What Does Yacht Insurance Typically Cover?

Learn what coverage can include and why custom yachts often need tailored protection.

Yacht Insurance vs. Boat Insurance: What’s the Difference?

Learn the key differences in coverage, usage, and risk to choose the right policy.

Can I Get Boat Insurance With a License Suspension?

Learn what insurers consider, how eligibility works, and when coverage may still be available.

Business Insurance

Do You Need Insurance to Photograph at Certain Venues?

Learn when wedding venues require photographers to have insurance, what types of coverage they might ask for, and how to prepare for your next shoot.

Does Boat Insurance Cover Trailers? What Boat Owners Should Know

Learn how boat insurance can include trailer coverage and what protection may apply.

Is There a Speed Restriction for PWC Insurance?

Learn how insurers view speed-related risks, what affects eligibility, and how safe operation impacts coverage.

How to Go About Toll Roads with a U.S.-Registered Car in Mexico

Get tips on payment, permits, and safety.

Making the Most of Your Winter Trip to Mexico

Get tips on Mexico auto insurance, safe driving, popular destinations, and seasonal travel advice.

What You Need to Know About Fishing From a PWC

Learn safety tips, legal considerations, gear advice, and insurance insights for PWC fishing.

How to Keep Your PWC Running Smoothly: Essential Care & Maintenance Tips

Learn essential PWC care tips, from engine flushing to seasonal maintenance.

Business Insurance

Does Homeowners Insurance Cover Wedding Photography Gear? Why You Need Specialized Business Insurance

Learn when homeowners insurance covers photography gear.

Can I Take My Boat in Both Saltwater and Fresh Water?

Learn the differences, maintenance tips, and insurance considerations.

Do I Need to Wear a Life Jacket to Be Covered Under Boat or PWC Insurance?

Learn how life jackets affect coverage and get safety tips from Sun Coast General Insurance.

Does Boat Insurance Cover My Fishing Gear, Electronics, and Personal Items?

Learn what coverage can include and how to protect your gear with marine insurance.

Auto Insurance

Mexico Auto Insurance & Driving in Sonora: What You Need to Know

Learn about Mexico auto insurance requirements for driving in Sonora.

Foreign License Insurance in San Diego

Coverage for cross-border commuters, international students, work visa holders, and recent arrivals to California.

Understanding Mexico’s Free Zones: History, Purpose, and What Travelers Need to Know

Learn what Mexico’s Free Zones are and how they affect TIP requirements, tourism, and cross-border travel.

Mexico Auto Insurance & Driving in Baja: What You Need to Know

Learn about the Free Zone rules, off-road coverage, and top destinations.

How Do Dashcams Help With Insurance?

Learn how dashcams can protect you in accidents, prevent false claims, and speed up the insurance process.

How to Go About Toll Roads with a U.S.-Registered Car in Mexico

Get tips on payment, permits, and safety.

Boat Insurance

Buying a Used Yacht: Insurance Implications

What carriers look for, lender requirements, and common mistakes to avoid before closing.

Lake Powell Houseboat Insurance

Coverage for fluctuating water levels, monsoon storms, slot canyon hazards, and remote operations.

Tender and Toy Coverage for Yacht Owners

Tender and toy coverage on a yacht policy explained.

Wreck Removal Coverage on Marine Policies

Wreck removal coverage on a marine policy explained.

What Is a Captain Endorsement on Yacht Insurance?

Captain endorsements on yacht insurance explained.

Agreed Value vs. Actual Cash Value: Which Yacht Settlement Is Right for You?

Learn the difference, why yacht-form policies default to Agreed Value, and how to choose.

Business Insurance

Business Insurance

Business Insurance Made Simple: What Small Businesses Actually Need

Confused about small business insurance? Learn what coverage you really need and how to protect your business from day one.

Business Insurance

Do Contractors Need Their Own Insurance?

Learn what contractor insurance covers, why it matters, and how to choose the right policy for your trade.

Business Insurance

Do I Need Insurance if I’m a Part-Time or Freelance Wedding Photographer?

Learn when you might need insurance, what coverage to consider, and how short-term policies can help.

Business Insurance

Do You Need Insurance to Photograph at Certain Venues?

Learn when wedding venues require photographers to have insurance, what types of coverage they might ask for, and how to prepare for your next shoot.

Business Insurance

Does Homeowners Insurance Cover Wedding Photography Gear? Why You Need Specialized Business Insurance

Learn when homeowners insurance covers photography gear.

Business Insurance

What Insurance Does a Wedding Photographer Need?

Learn what insurance wedding photographers need, from liability to equipment coverage.

Marketing

AB60 Presents Opportunity for Services and Sales

Generosity and Services as Marketing

Business Insurance

9 Tips to Improve Your Sales Technique Today

To improve your sales, you need to change your approach.

Business Insurance

10 Ways to Market Your Insurance Agency on a Budget

Ways to market your insurance agency when you are strapped for cash.

Partnerships

Supporting Warrior Sailing: More Than Sailing

A nonprofit that empowers wounded, ill, and injured veterans through adaptive sailing, connection, and community.

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Sun Coast General Insurance Agency, Inc. is a wholesale insurance agency and authorized program administrator for several insurance companies authorized to sell in Arizona, Alaska, California, Colorado, Florida, Hawaii, Nevada, Oregon, Texas, Utah and Washington. We provide consumers with online, phone, and in-person insurance services through our insurance company and independent agent relationships. Sun Coast offers all of it's products through independent insurance agents. If you would like to speak with a local independent insurance agent near you, please call (800) 300-8838 and one of our representatives will put you in contact with an authorized Sun Coast producer.